I have a 2mb account with Hotmail and thats pretty good. If you want larger ones , most people already have them.
Wouldnt 10mb take up too much server space ??
No idea what you are on about with the web / pop3stm
The smtp mail is the kind you need a client app for (Outlook for instance) but webmail just needs a web browser. 10Mb would be the limit of 'saved' emails so you'd need to be good about deleting old mail if it was webmail. SMTP/POP is erased from the server as soon as it arrives on your own 'puter so housekeeping not such an issue.
GF